Steve Owings

Clemson University, B.S. (1996)

Associated with State Farm since 1998

Former State Farm Claim Representative

Second generation State Farm Agent.

Hugh Chatham Foundation Board Member

Yadkin Valley Chamber of Commerce Board Member,

Cedarbrook Country Club Board of Directors

Volunteer Public Address Announcer for Elkin High School Basketball

My wife, Autumn and I have lived in the Elkin community for 17 years. We have two adult children who are married and also reside in the Elkin community. We are very involved in our church, Elkin Valley Church, and also in our community. I am committed to offering excellent customer service and have high expectations of my team to do the same. I would love the opportunity to speak with you regarding your insurance and financial services needs.

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Looking for coverage? Talk with Steve about your options in Elkin.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Steve is proud to serve the Elkin community.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Serving Elkin and the surrounding area, Steve can help answer your questions.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Have questions? Steve in Elkin can walk you through your options.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Steve works with Elkin residents to find coverage that fits.

Q: What does renters insurance cover?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Steve serves Elkin, NC and is happy to help with your insurance needs.