Personal Banking in and around Elkin
To apply for Banking Options or to learn more about Banking Products.
Contact Steve Owings for a Banking Options
Steve Owings
State Farm® AgentTo apply for Banking Options or to learn more about Banking Products.
Contact Steve Owings for a Banking Options
Personal banking with U.S. Bank®
Discover which U.S. Bank® personal banking products may be right for you
Checking accounts
With a checking account through U.S. Bank®, you can enjoy advantages like one of the largest ATM networks in America, access to your account 24/7 online or with U.S. Bank®'s mobile app, and more.
See U.S. Bank® checking accountsSavings accounts
A savings account with U.S. Bank® may be able to help you both grow your money and work toward financial goals.
See U.S. Bank® savings accountsCDs
Open a U.S. Bank® Certificate of Deposit (CD) today and allow your money to work for you.
See U.S. Bank® CD accountsCredit cards
Credit cards that offer enhanced benefits like safeguards, convenience, rewards, etc., are exactly the kind that you can enjoy through U.S. Bank®.
See U.S. Bank® credit cardsPersonal loans
U.S. Bank® can help you take steps toward goals, such as debt consolidation, remodeling your kitchen, going on a vacation, or prepping for a wedding, with a personal loan.
See U.S. Bank® personal loans
Personal banking products to help reach your goals.
Contact Steve Owings for a Banking Options

Steve Owings
State Farm® AgentSimple Insights®
Budget breakdown
Budget breakdown
Check out these types of budgeting methods and simple money saving tips to organize your finances to fit your lifestyle & spending habits.
APR vs. interest rate on your car loan
APR vs. interest rate on your car loan
How does vehicle loan interest differ from APR? How is APR calculated, and how does it affect your total payments and planning for a new or used vehicle?